NOTICE OF MORTGAGE FORECLOSURE SALETHE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: June 25, 2018 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $196,966.00 MORTGAGOR(S): Airen Payne and Stephen Jackson, both unmarried, as joint tenants MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for TruStone Home Mortgage, LLC DATE AND PLACE OF FILING: Recorded on June 29, 2018 as Document Number A04715988 in the Office of the County Recorder of Ramsey County, Minnesota. ASSIGNMENTS OF MORTGAGE: Assigned to: Lakeview Loan Servicing, LLC by assignment recorded on October 7, 2021 as Document Number A04911849 in the Office of the County Recorder of Ramsey County, Minnesota. LEGAL DESCRIPTION OF PROPERTY: Lot 21, Block 2, Denny Hill Addition to the City of Saint Paul, and that part of Lot 1, Block 2, Otto Johnson`s Addition, lying East of the West line of said Lot 21 extended South to the South line of said Lot 1, all in Ramsey County, Minnesota PIN# 202922420180. STREET ADDRESS OF PROPERTY: 696 COTTAGE AVE E, SAINT PAUL, MN 55106 COUNTY IN WHICH PROPERTY IS LOCATED: Ramsey County, Minnesota. THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $189,629.94 TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc. NAME OF MORTGAGE ORIGINATOR: TruStone Home Mortgage, LLC RESIDENTIAL SERVICER: Nationstar Mortgage LLC TAX PARCEL IDENTIFICATION NUMBER: 202922420180 TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 1013309-0000007924-2 THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part. PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: March 28, 2023 at 10:00 AM. PLACE OF SALE: Ramsey County Sheriff's Office, Lowry Building/City Hall Annex, 25 West 4th Street, Suite 150, St. Paul, MN 55101. to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on September 28, 2023. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None Dated: January 23, 2023LAKEVIEW LOAN SERVICING, LLC MortgageeTROTT LAW, P.C. By: /s/ N. Kibongni Fondungallah, Esq. Samuel R. Coleman, Esq. *Sung Woo Hong, Esq.* Attorneys for Mortgagee 25 Dale Street North St. Paul, MN 55102 (651) 209-9760 (22-1455-FC01) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.(January 30-February 6-13-20-27-March 6) ======== ST. PAUL LEGAL LEDGER ======= 2469327