1210 Ross Ave St. Paul, MN
NOTICE OF MORTGAGE FORECLOSURE SALE
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: August 29, 2016
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,319.00
MORTGAGOR(S): Justin Latt, an unmarried person
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as nominee for Freedom Mortgage Corporation
DATE AND PLACE OF FILING: Recorded on September 2, 2016 as Document Number A04622402; as modified of record by document recorded on January 25, 2021 as Document Number A04859422 in the Office of the County Recorder of Ramsey County, Minnesota.
ASSIGNMENTS OF MORTGAGE: Assigned to: Freedom Mortgage Corporation by assignment recorded on January 29, 2020 as Document Number A04795202 in the Office of the County Recorder of Ramsey County, Minnesota.
LEGAL DESCRIPTION OF PROPERTY: Lot 4, Block 4, Messerli and Eschbach`s Addition, according to the recorded plat thereof, Ramsey County, Minnesota.
STREET ADDRESS OF PROPERTY: 1210 ROSS AVE, SAINT PAUL, MN 55106
COUNTY IN WHICH PROPERTY IS LOCATED: Ramsey County, Minnesota.
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $139,497.43
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
NAME OF MORTGAGE ORIGINATOR: Freedom Mortgage Corporation
RESIDENTIAL SERVICER: Freedom Mortgage Corporation
TAX PARCEL IDENTIFICATION NUMBER: 282922440130
TRANSACTION AGENT'S MORTGAGE IDENTIFICATION NUMBER: 1000730-0095920427-2
THAT no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part.
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 17, 2023 at 10:00 AM.
PLACE OF SALE: Ramsey County Sheriff's Office, Lowry Building/City Hall Annex, 25 West 4th Street, Suite 150, St. Paul, MN 55101.
to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
TIME AND DATE TO VACATE PROPERTY: Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on July 17, 2023.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
Dated: November 18, 2022
FREEDOM MORTGAGE CORPORATION
TROTT LAW, P.C.
*N. Kibongni Fondungallah, Esq.*
Samuel R. Coleman, Esq.
Sung Woo Hong, Esq.
Attorneys for Mortgagee
25 Dale Street North
St. Paul, MN 55102
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
(November 24-December 1-8-15-22-29)
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